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Sunday, 30 November 2008 |
By MIKE SELVON
These days, many people are looking for ways to save money in any way they can. As a result, more and more people are looking for the best credit cards that they can find in order to reduce their monthly payments and even consolidate some of their debts. There are numerous credit card companies that are now offering special credit card deals in order to attract new customers, such as introductory interest rates, rebates and bonuses.
The good news is that because these credit companies are competing with each other to find new credit card customers, they are getting increasingly inventive and tempting in the types of deals they are offering. These deals are often in the form of very low interest rates, even no interest charges during an introductory period, cash back and rebates, and other types of incentives and bonuses that can help put money back into the pockets of consumers.
But, these days there are so many credit card deals with different kinds of incentives and inducements from the various credit card companies that it can make it |
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Last Updated ( Sunday, 30 November 2008 )
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Wednesday, 02 April 2008 |
By David Maillie
Debt Is All Around Us And Getting Worse Every Day. Recently congress enacted a tougher law on bankruptcies sponsored by the banks and credit card companies. It is designed to make it much harder for you to get out of a debt. Instead ways will be made so that you can and do pay off your debts. What ever happened to the wise sayings of our grandparents and elders saying things like, Do not use credit cards, Do not buy what you cannot afford, If you cannot pay cash then you cannot afford it. Yes there are medical emergencies and unexpected things like that, but according to studies the Consumer Debt Council, 98 percent of debt is avoidable and even wasteful and extravagant. Also most of the debt we have can be removed with careful planning and patience.
First we have to define debt into two categories, good debt and bad debt. Good debt is an item like a house or mortgage that will increase in value. Bad debt is that 50 inch flat panel TV you bought on |
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Last Updated ( Wednesday, 02 April 2008 )
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